New offers from banks and funds

       - Siam Commercial Bank has rolled out 'SCB My Home My Cash', a personal loan backed by a borrower's home. It provides up to Bt5 million in credit with a maximum 15year period and interest starting at the minimum retail rate - currently 6.45 per cent.
       - Krung Thai Bank will put more than 1,500 nonperforming assets worth Bt2.5 billion on sale at the 20th Housing & Condo Festival tomorrow and Sunday at the Queen Sirikit National Convention Centre. Those who purchase its NPAs at the fair will get a mortgage at zero interest for the first year and then the minimum lending rate minus 0.25 percentage point throughout the remaining term. The bank's MLR now stands at 5.85 per cent.
       The bank will finance up to 110 per cent and requires a minimum deposit of Bt10,000.
       - GH Bank offers mortgages with a zero down payment or zero interest rate for the first year for takers of its NPAs at the 20th Housing & Condo Festival. The bank will make 50 properties available at the fair at a maximum disฌcount of 20 per cent.

       - United Overseas Bank (Thai) has unveiled the UOB Visa Debit Card with two features - one UOB Rewards Plus point for every Bt20 spent and a free monthly statement to moniฌtor spending.
       - UOB Asset Management is launching an initial public offering of UOB Korean Bond 12/1 until October 8. The fund has a policy to mainly invest in South Korean government bonds and all investment is fully hedged against foreignexchange risk. The minimum subscription is Bt10,000.
       - Asset Plus Fund Management is launching the initial public offering of ASPSmart 2 until October 8. The twoyear fund has a polฌicy to invest in big marketcap stocks, includฌing energy, banks, communication and stocks benefiting from the government's Thai Khemkhaeng scheme. The fund features auto redemption when net asset value increases every Bt0.50 per unit.
       - Manulife Asset Management offers special promotions to those who invest in its MS Core LTF or MSFLEX RMF until the end of the year. Those who buy into the company's LTF and RMF at Bt50,000 will get Bt400 cashback and an organiser, while a Bt100,000 investment means Bt800 cashback and an organiser, Bt150,000 means Bt1,200 cashback plus an organiser, Bt200,000 means Bt1,600 cashback plus a G2000 bag, Bt250,000 gives entitlement to Bt2,000 cashback plus G2000 bag, and Bt300,000 to Bt2,400 cashback plus G2000 bag. Investment of Bt350,000 leads to Bt2,800 cashback, Bt400,000 to Bt3,200 cashback, Bt450,000 to Bt3,600 cashback, and Bt500,000 to Bt4,000 cashback - all of these also entitling the investor to a G2000 bag.
       -TMB Asset Management is launching TMB South Korean Treasury Fund Series 33 and TMB South Korean Treasury Fund Series 35 until Monday. Both funds have a policy to invest in South Korean government bonds and treasury bills, and all investment is fully hedged against foreignexchange risk. TMB South Korean Treasury Fund Series 33, a nine-month fund, is expected to yield a return of 2 per cent per annum and TMB South Korean Treasury Fund Series 35, a six-month fund, is expected to provide return of 1.85 per cent.
       -Tisco Asset Management offers special promotions to those who buy its retirement mutual funds and longterm equity funds until December 30. Those who invest in Tisco LongTerm Equity Fund, Tisco Dividend LongTerm Equity Fund, Tisco China India Retirement Fund, Tisco Equity Growth RMF and Tisco Flexible Portfolio RMF in amounts between Bt50,000 and Bt99,999 will receive a Bt200 Central Department Store voucher, while investors of Bt100,000 to Bt199,999 will get a Philips radio clock, between Bt200,000 and Bt499,999 will receive a Jabra Bluetooth, between Bt500,000 and Bt999,999 will get a Nokia 2323 handset, and from Bt1 million will receive 25satangweight of gold necklace.
       Those who invest between Bt50,000 and Bt99,999 in Tisco Secured Fixed Income RMF and Tisco Fixed Income RMF will receive a foldable travel bag, between Bt100,000 and Bt199,999 will get a Bt200 Central Department Store voucher, between Bt200,000 and Bt499,999 will get a Philips radio clock and from Bt500,000 will get a Philips DVD player.
       - ING Funds (Thailand) offers a special promotion to those who invest in ING Thai Greater China until October 15. Those in greater Bangkok will get a Bt500 Central gift voucher for every Bt200,000 in investment, while those in provincial areas will receive a Bt500 Tesco Lotus voucher. To be eligible for the vouchers, they must hold the investment for at least three months.